Worker’s compensation involves the financial reimbursement of employees who are injured as a result of activities concerned with their official responsibilities, with the injury taking place while one is performing their duties.
Most organizations are required to offer a worker’s compensation insurance coverage to their employees to safeguard them from any potential accidents that might occur in their field of operations. Individuals who are injured in their place of work can receive monetary support from this policy during the recovery period required after such an encounter. The main aim of this protection is to ensure that an individual is not subject to any further financial losses as a result of being unable to report for duty or the various medical expenses involved with one’s treatment.
The two parties involved with the filing of a worker’s compensation claim include the employer and the injured employee, with both groups subject to some responsibilities related to this procedure. It is advisable for an individual to hire an attorney as well, however, to ensure the process followed is articulated according to the law and is legally binding.
What is expected of the Employee?
Individuals who are hurt while doing their job will first have to seek medical treatment or some level of first aid depending on the nature and severity of their injury before they can request for the official filing papers needed for such a task. Once initial treatment has been received, clients should then notify their lawyer as soon as possible while the aspects of the event are still fresh in their mind. In some cases, an individual’s policy might require them to visit a particular doctor or hospital listed under the coverage, and hiring a Phoenix worker’s compensation attorney can ensure that such small matters are not missed when a person is receiving further medical attention.
Contacting one’s lawyer as soon as possible is encouraged because they will need all the details an individual can muster regarding what took place at the time of the accident. This account will be used to build a defense in cases where the employer or the insurance agency attempts to lay the blame of what happened on the aggrieved party, thus freeing them from any financial obligations towards the injured victim. A good lawyer will help their client build their case by asking them any relevant questions they feel might be helpful in an argument.
The final action expected from the aggrieved party is the notification of their employer regarding the injury that has occurred, including any details that might be relevant to this activity. This notification should take place within the statutory limitations specified in a certain region to ensure that the action qualifies as acceptable conduct concerning the compensation process.
What is expected from the Employer?
Once an employer has been notified regarding a workplace injury, they are then supposed to file a claim with their insurance agency under this grievance. The agency concerned will then investigate the case, after which they will decide whether to accept or decline one’s right to the claim. The presence of a lawyer during this stage can also assist one in getting more substantial sums than would have otherwise been possible.